Investment Adviser Registration

Triumph Capital Management is a SEC Registered Investment Adviser (CRD# 282814 / SEC # 801-107312). Advisory services are offered through Triumph Capital Management. Triumph Capital Management's registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

Triumph Capital, LLC is an independent agency, with insurance (Health, Life, Long Term Care, Disability) offered through the agency. Triumph Capital P.C. is an independent agency, with insurance (Property and Casualty) offered through the agency.

Firm Documentation

The following documents contain important information about Triumph Capital Management's services, fees, conflicts of interest, and business practices. These documents are maintained by Triumph Capital Management and are always kept current.

Verification Resources

You may verify information about Triumph Capital Management and its Investment Adviser Representatives through these independent resources:

BrokerCheck is a free tool to research the background and experience of advisers, firms, and brokers. BrokerCheck helps you make informed choices about brokers and brokerage firms and provides easy access to investment adviser information. BrokerCheck tells you instantly whether a person or firm is registered, as required by law, to sell securities (stocks, bonds, mutual funds and more), offer investment advice, or both. BrokerCheck gives you a snapshot of a broker's employment history, licensing information and regulatory actions, arbitrations, and complaints.

Scope of Services

Triumph Capital Management provides financial planning and investment advisory services through its Investment Adviser Representatives. All investment recommendations and advisory services are subject to the policies, procedures, and supervisory oversight of Triumph Capital Management.

This website is published in the United States for residents of the United States. Products and services mentioned on this website may not be available in all states or jurisdictions. Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security or investment product in any jurisdiction where such offer or solicitation would be unlawful. To request a prospectus or more information, please contact your Triumph Capital Management Investment Adviser Representative. Triumph Capital Management, Triumph Capital, LLC and Triumph Capital P.C. are not soliciting business in any domestic or international jurisdictions where it or its associates are not registered.

Important Investment Disclosures

Triumph Capital Management, Triumph Capital, LLC, Triumph Capital P.C. or any affiliates, are not banks or credit unions, and the products we offer:

• Are not federally guaranteed or FDIC insured
• Are not deposits or obligations of, or guaranteed by, any financial institution
• Are not guaranteed by any government agency
• Are subject to investment risks, including the possible loss of principal and fluctuation in value

Past Performance

Past performance is not indicative of future results. All investments involve risk, including possible loss of the principal amount invested. There is no guarantee that any investment strategy will achieve its objectives. Diversification and asset allocation do not ensure a profit or protect against loss.

Fee Disclosure

Triumph Capital Management is compensated for advisory services through fees as described in Form ADV Part 2A and the Wrap Fee Program Brochure. Fee arrangements may include asset-based fees, hourly fees, or fixed fees depending on the services provided. Specific fee information is disclosed prior to engagement and detailed in the client advisory agreement.

Clients should be aware that lower fees for comparable services may be available from other sources. Fees are negotiable in certain circumstances.

Tax and Legal Advice

Triumph Capital Management does not provide tax or legal advice. The information on this website is not intended as tax or legal advice. Clients and prospective clients should consult with qualified tax and legal professionals regarding their specific situations before making any financial decisions.

Testimonials & Endorsements

Client testimonials and endorsements presented on this website represent individual experiences and may not be representative of all client experiences. No compensation was provided for testimonials unless otherwise disclosed. Testimonials are not indicative of future performance or success. Triumph Capital Management does not guarantee similar outcomes.

In accordance with the SEC Marketing Rule (Rule 206(4)-1 under the Investment Advisers Act of 1940), any testimonials or endorsements used in advertisements will include required disclosures regarding compensation, conflicts of interest, and whether the person providing the testimonial is a current client.

CERTIFIED FINANCIAL PLANNER™ (CFP®) Certification

Certain Investment Adviser Representatives of Triumph Capital Management hold the CFP® certification. Individuals certified by the Certified Financial Planner Board of Standards, Inc. ("CFP Board") may refer to themselves as CERTIFIED FINANCIAL PLANNER™ professionals or CFP® professionals.

The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification.

CFP® professionals have met the CFP Board's high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements:

Initial Certification Requirements

Education

Earn a bachelor's degree or higher from an accredited college or university and complete CFP Board-approved coursework covering financial planning subject areas, as well as a comprehensive financial plan development capstone course.

Examination

Pass the comprehensive CFP® Certification Examination, designed to assess an individual's ability to integrate and apply a broad base of financial planning knowledge in real-life financial planning situations.

Experience

Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.

Ethics

Satisfy the Fitness Standards for Candidates for CFP® Certification and agree to be bound by the CFP Board's Code of Ethics and Standards of Conduct.

Ongoing Requirements

Ethics

Commit to complying with CFP Board's Code and Standards, including a commitment to act as a fiduciary and in the best interests of the client at all times when providing financial advice and financial planning.

Continuing Education

Complete 30 hours of continuing education every two years to maintain competence and keep up with developments in financial planning.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

To verify whether a specific Investment Adviser Representative holds the CFP® certification, please refer to their individual Form ADV Part 2B brochure supplement or visit www.cfp.net/verify-a-cfp-professional. You may also learn more at www.cfp.net.

Additional Professional Designations

Chartered Retirement Planning Counselor (CRPC®)

The Chartered Retirement Planning Counselor℠ or CRPC® designation is the nation's premier retirement planning credential. The CRPC® program covers every step of the retirement planning process and equips advisers to create a comprehensive retirement roadmap for their clients. Financial advisers face an increasingly complex array of retirement planning questions as clients look for investments to meet their lifestyle needs and determine when they can actually retire. The CRPC® designation builds the trust and expertise needed to address these questions.

Chartered Financial Consultant (ChFC®)

The ChFC® (Chartered Financial Consultant®) designation from The American College of Financial Services represents advanced planning knowledge for every person, every need. Comprised of nine college-level courses that address all aspects of financial planning, with a focus on the practical applications of those principles based on real-life case studies. The goal of the ChFC® curriculum is to help advisers gain a significant advantage and help their clients meet their goals.

Certified Wealth Strategist (CWS®)

The Certified Wealth Strategist® utilizes a blended learning approach that includes instructor-led training, study guides, online mastery exams, conversation skill builders and eLessons. The learning experience culminates with a Capstone Project: a written document demonstrating a sustainable framework which applies the new knowledge and skills to the practitioner's business. The program provides the knowledge, the practice management formula, and the critical client interaction skills to create and build a dynamic Wealth Advisory practice that works effectively with complex client issues.

Financial Planning Association (FPA®)

The Financial Planning Association® (FPA®) is the principal professional organization for CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals, educators, financial services providers and students who seek advancement in a growing, dynamic profession.

FPA supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients. FPA is headquartered in Denver, CO and is governed by a volunteer Board of Directors who are charged with setting the strategic vision for the organization.

Awards & Recognition

Five Star Wealth Manager Award

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (DBA Five Star Professional), is based on 10 objective criteria:

1. Credentialed as a registered investment adviser or a registered investment adviser representative
2. Active as a credentialed professional in the financial services industry for a minimum of 5 years
3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional's consumer complaint process)
4. Fulfilled their firm review based on internal standards
5. Accepting new clients
6. One-year client retention rate
7. Five-year client retention rate
8. Non-institutional discretionary and/or non-discretionary client assets administered
9. Number of client households served
10. Education and professional designations

Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner's future performance. 3,008 Denver wealth managers were considered for the award; 517 (18 percent of candidates) were named Five Star Wealth Managers.

To qualify as having a favorable regulatory and complaint history, the person cannot have:

• Been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine
• Had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional's consumer complaint process, individually contributed to a financial settlement of a customer complaint filed with a regulatory authority
• Filed for bankruptcy
• Been convicted of a felony

For more information on the Five Star Award and the research/selection methodology, please visit www.fivestarprofessional.com.

Top Ranked Investment Managers and Financial Planners

The Top Ranked Investment Managers and Financial Planners as seen in 5280 Magazine, Colorado Biz Magazine and Denver Business Journal are extensions of the Five Star Professional Award. Please see the above criteria discussed in the Five Star Wealth Manager Award section for important disclosure information regarding this award.

Class Action Litigation Monitoring

In our ongoing effort to better serve you, Triumph Capital Management ("TCM") has chosen to engage Chicago Clearing Corporation ("CCC") to provide class action litigation monitoring, and securities claim filing services for your Charles Schwab account(s).

CCC's sole business is securing class action claims. CCC monitors each claim you may have, collects the applicable trade history and documentation, interprets each settlement's terms, files the appropriate claim form, interacts with the administrators, and distributes your award on your behalf. CCC charges a contingency fee of seventeen and a half percent (17.5%) of all eligible claims, subtracted from your award when the award is paid. All claims are eligible claims except SEC Fair Fund cases, in which case CCC does not collect any fee.

If you choose to participate in this service, you authorize TCM to appoint CCC to file securities class action claims on your behalf. We will be required to provide private information to CCC to assist with the class action lawsuit research. Please be aware that if you do not "OPT-OUT" of this service, we will provide this information on your behalf.

If you choose to opt-out, please download the form above, complete and please submit it to Triumph Capital Management at info@TriumphCapitalManagement.com or by mail:

Third-Party Information

The information and opinions on this site provided by any third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell. This information is not intended to be used as the primary basis for investment decisions, nor should it be considered as advice designed to meet the specific needs of an individual investor. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

External Links

Linked sites are not under the control of Triumph Capital Management, Triumph Capital, LLC or Triumph Capital, P.C. and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions of this website. We do not endorse, approve, or guarantee any information, products, or services offered on external websites.

Website Content

This website is for informational purposes only and does not constitute a complete description of our investment services or performance. The information provided is not intended as investment, tax, or legal advice and should not be relied upon as such. Please consult with your financial, tax, and legal advisors regarding your specific situation.

Content on this website may be updated, modified, or removed at any time without prior notice. The presence of information on this website does not constitute an offer or solicitation to any person in any jurisdiction where such offer or solicitation is not authorized.

Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Questions?

If you have any questions about these disclosures or would like to request a copy of any document, please contact us: