Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.